So we call know it’s easy to fall in love with the idea of buying a home. You’ve got it all planned out: a five-bedroom home in your favorite neighborhood with a manicured lawn and—why not?—a nice pool.
Well, if you really want to land that dream home, you’d better get started now!
Step 1 is to clean up your credit score, also called a FICO score—a simplified calculation of your history of paying back debts and making regular payments on loans. If you’re borrowing money to buy a home (as most do), lenders want to know you’ll pay them back in a timely manner, and a credit score is an easy estimate of those odds. Click here for the rest of this article!